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At Uphold, we’re constantly looking for opportunities to improve our service and platform. Linking your U.S. bank account via Plaid will now accelerate bank account funding times and increase your daily limits, making it even more convenient to access our 30+ supported currencies. 

Plaid is a secure third-party application which allows platforms like Uphold to connect to your U.S. bank account and authenticate transactions using your bank login credentials. You can learn more about Plaid and its features on this page

Why Use Plaid?

  • Faster funding: When you link your Uphold account with Plaid to a U.S. bank account, fund transfers will process in 3 business days, twice as fast
  • Higher daily limits: Accounts that connect and fund via Plaid have a higher daily limit of $2,500 (even more for select accounts).
  • Locked-in market rates: Purchase any supported currency and lock in the market rate at the time of purchase using your U.S bank account.
  • No ‘cooldown’ period: You can send funds to cryptocurrency networks and other people almost immediately.

Link Your Bank Account to Start Using Plaid Today! 

Getting started with Plaid takes just a few minutes. Once complete, you’ll enjoy all these benefits including higher daily limits and faster funding. Here’s how to get started:

Mobile

  1. In the Uphold app, tap on “Settings”
  2. Select “Linked Accounts”
  3. Tap “+” to add a new account
  4. Select “U.S. bank account” and choose “Use bank login credentials
  5. Review the Plaid requirements and select “Continue” 
  6. Select your bank and enter you bank’s login credentials (you may also be instructed to answer your online banking security phrases)
  7. Once your credentials are confirmed, select “Continue”
  8. Select the account(s) you wish to link and click “Add accounts”

Web

  1. Sign in to your Uphold account.
  2. In the Settings section, select “funding methods”
  3. Select “Add bank account” and choose “Use bank login credentials
  4. Review the Plaid requirements and select “Continue” 
  5. Select your bank and enter you bank’s login credentials (you may also be instructed to answer your online banking security phrases)
  6. Once your credentials are confirmed, select “Continue”
  7. Select the account(s) you wish to link and click “Add accounts”

As always, if you have any questions regarding Plaid or your Uphold account, please contact our support team at [email protected] or visit our FAQ.      

– The Uphold Team