|Open an account and hold funds|
FREE. It is free to open an account and hold value with Uphold. Uphold accounts are free to members who maintain active accounts. Accounts that are inactive or have not conducted any transactions for at least 90 days are considered inactive and will start to incur inactive account fees. To learn more visit our FAQ
|Fund your account|
FREE when funded by a bank account, using bitcoin, or from another Uphold account. If using a Debit/Credit Card or China Union Pay to fund your account, a fee of 3.99% applies.
|Send and receive money|
FREE between Uphold members. All member-to-member transfers are completely FREE of all fees, costs or limitations regardless of the amounts transferred, currency or frequency.
|Convert and buy|
NO SPREADS, we charge a flat fee based on the mid-market rate. See below for the full list of currencies and exchange fees.
|Withdraw funds from Uphold|
To move funds off platform via crypto the fee is $2.99. To move funds off platform via bank transfer the fee is $3.99 3rd party costs may apply, such as bank wire costs in some geographies or blockchain network fees.
1. Currently available in the U.S., all EEA countries and Switzerland. 2. Currently available in the U.S., 31 European countries and Switzerland. 3. Currently available in China and Hong Kong.