|Open an account and hold funds|
FREE. It is free to open an account and hold value with Uphold. Uphold accounts are free to members who maintain active accounts.
|Fund your account|
FREE when funded by a bank account, using bitcoin, or from another Uphold account. If using a Debit/Credit Card or China Union Pay to fund your account, a fee of 3.99% applies.
|Send and receive money|
FREE between Uphold members. All member-to-member transfers are completely FREE of all fees, costs or limitations regardless of the amounts transferred, currency or frequency.
|Convert and buy|
We charge an exchange fee when a member buy/converts between different currencies. This is based upon a percentage of the transaction value (see the full list of fees below).
You may also notice a slight difference between the buy and sell price quote for the same currency pair at Uphold. This is because we include in the quote a Price Protection Fee. This small difference (usually less than 0.75% above or below the mid-market rate) allows us to give you an instant and guaranteed quote no matter the market conditions or other factors that may affect our ability to settle your trade.
|Withdraw funds from Uphold|
To move funds off platform via crypto the fee is $2.99. To move funds off platform via bank transfer the fee is $3.99 3rd party costs may apply, such as bank wire costs in some geographies or blockchain network fees.
1. Currently available in the U.S., all EEA countries and Switzerland. 2. Currently available in the U.S., 31 European countries and Switzerland. 3. Currently available in China and Hong Kong.