Avoid taxable events and access liquidity with SALT + Uphold
With a loan from SALT, you can keep your crypto and access cash. Uphold members can now leverage their BTC, ETH, USDC, and USDT as collateral to secure flexible loans without selling their assets.*
Here’s What SALT Offers:
- Loans starting from $5,000
- Competitive interest rates, with an average savings of 10.50% compared to competitors
- Flexible terms from 3 to 12 months
- Loan-to-Value (LTV) ratios from 30%-70%
- Payouts in USD or stablecoin (can be sent straight to your Uphold account)
- 1% origination fee (lower than the competition’s typical 1.5%-2%)
- No prepayment fees
- Mobile app for loan management and tracking
How Does it Work?
SALT’s platform simplifies securing a loan:
- Choose your loan amount, term, and LTV within the SALT platform.
- Deposit your crypto collateral—stored in cold storage and comprehensively insured.
- Track your collateral in real-time with SALT’s monitoring, which alerts you to any significant market changes.
No income or credit checks are required, so you can access liquidity in as little as 24 hours.
SALT vs. the Competition
Here’s how SALT compares to other crypto-backed lenders:
- Years in Operation: SALT has 8 years of experience, on par with Unchained and leading over newer players like Ledn (5 years) and Figure (1 year).
- Stabilization Process: SALT provides Stabilization, which preserves collateral value in case of margin calls, while many competitors liquidate immediately.
- Collateral Flexibility: SALT allows withdrawals of collateral when your LTV is below the contracted threshold, unlike other lenders that restrict withdrawals.
- Origination Fee: SALT charges a low 1% origination fee, compared to competitors like Ledn, Unchained, and Figure, which typically charge 1.5%-2%.
- Interest Rates: SALT offers an average savings of 10.50% on interest rates when compared to its competitors.
- Mobile App: SALT offers a mobile app, while some competitors, like Ledn and Figure, do not.
Loan Management Made Simple
Once approved, you’ll receive your funds in USD or stablecoin. You can repay using cash or stablecoin, and after full repayment, your crypto collateral is returned.
With SALT, you unlock liquidity while keeping your crypto intact—giving you flexibility and control over your assets.
Want to Get Cash Without Selling Your Crypto?
Ready to leverage your Uphold wallet for a SALT loan? Inquire today to get started.
Uphold is not a lender, loan broker, or loan arranger and is not offering anyone advice or assistance in obtaining a loan.