Make your money work harder.
Trade, earn, borrow, stake and get paid early.
300+ cryptos, 4,000+ stocks, and precious metals.
4.9 out of 5
NerdWalletNerdWallet rating
4.6 Trustpilot4.7 iOSApp Store4.3 AndroidGoogle Play189K+ reviews
Trustpilot
4.6 out of 5 from27K Reviews
App Store4.7 out of 5 from89K Reviews
Google Play4.3 out of 5 from73K Reviews
nerdwallet4.9 out of 5.Trader Loved.
Past performance is not a reliable indicator of future results.
Past performance is not a reliable indicator of future results.
Unlock the value of your assets. All in one place.
Invest
Access 300+ digital assets and trade 4,000+ stocks and ETFs.
Earn
Earn up to 4% APY on USD. FDIC insured up to $2.5M.
Stake
Earn weekly staking rewards automatically. Sell anytime.
Borrow
Borrow cash against your assets without having to sell.
Spend
Spend on the Uphold Debit Card. Up to 4% cash back.
Invest
Buy and sell thousands of assets.
Easily build a portfolio across multiple asset classes in just a few taps.
- 300+cryptos
- 4,000+stocks
- Gold & silver
- 27currencies
Available in certain markets.
Invest
Trade on autopilot, with 32.9% average historical annual returns*
Capture the trades that count with an automated, always-on, data-driven momentum strategy.**
- Invests across top ten cryptos.
- No bots or API keys.
- Captures upside, softens downside.
- Add or withdraw USD at any time.
Autopilot full terms and conditions can be found here. *Historical testing 2021–2025, average return of annual backtested returns over that time period. Past and backtested performance don’t guarantee future results. Cryptocurrencies are volatile and can fluctuate significantly. Investors should consider their financial ability to continue their investments through periods of low-price levels. **Autopilot follows fixed rules applied to all users in the strategy. It isn’t personalized investment advice, and it isn’t guaranteed to profit.
Earn
Cash that earns up to 4% APY while you sleep.
One of the highest savings rates in the U.S. FDIC insured up to $2.5M, more than 10× the typical bank account. Your dollars can be traded instantly into crypto. No lockups.1
- Up to4% APYon your cash
- Up to$2.5MFDIC insured
- $0monthly fees
- Instantwithdrawals
Earned since you’ve
been on this page$0.00000
Stake
Earn weekly rewards on your crypto.
Flexible staking lets you sell or swap anytime. Boosted staking gives you higher rewards for longer lockups.2
Value in 10 years
Past performance is not a reliable indicator of future results.
Borrow
Turn your crypto into instant cash.
Borrow against your BTC, ETH or XRP without selling. Get cash or USDC in your wallet, or spend on the Exa Credit Card. No credit check. Flexible payments. ~7% APR.3
Get instant creditAvailable in certain markets.
Spend
Earn more every time you spend.
Up to 4% back in the digital asset of your choice with the Uphold Elite Debit Card.4
Trade
Trade anything to anything.
Swap crypto, stocks, metals and currencies in one step — no cashing out in between.
The easiest trading experience.5
The trading platform most trusted by millions.
Uphold is very professional
“Uphold is very professional and great customer service. I love the platform, easy to use. Can’t say enough about uphold.”
My favorite
“Been using Uphold for many years never once had any issues with them ever. When I reached out for help they answered with speed and knowledge of the questions I had. I love this company.”
Looove this app and company thank you...
“Looove this app and company thank you for being so amazing and making everything so simple!”
You can see your money is safe and secure
Live reserve ratio
—
- Assets in reserve
- —
- Obligations
- —
- Liquidity venues
- 32
- Assets backed 1:1
- 300+
The Uphold platform is always fully reserved. We publish our assets and liabilities in real time. Your funds are never loaned out and your money is always available when you need it.
Past performance is not a reliable indicator of future results.