No, el staking de Prueba de Participación (PoS) y el prestar son dos actividades muy diferentes. En el staking PoS, el propietario de la criptomoneda correspondiente compromete sus tokens con un validador con el fin de validar transacciones en la red o dApp asociada con el token, pero nunca renuncia al derecho de disponer de estos activos. A cambio, el propietario es recompensado por contribuir al proceso de gobernanza.

Las recompensas son establecidas por cada red de criptomonedas y tu pago semanal se determina teniendo en cuenta:

• Las recompensas acumuladas en la red de criptomonedas por tu staking, de jueves 00:00 UTC a miércoles 23:59 UTC.
• El tiempo que tus activos han estado en staking durante el período del jueves 00h00 UTC al miércoles 23h59 UTC.
• La comisión que Uphold cobra por cada activo en staking.

Uphold obtiene una comisión entre el 20% y el 25% de las recompensas de staking, que depende del activo en staking. Con el fin de asegurar la total transparencia con nuestros usuarios, la tasa APY estimada tiene en cuenta nuestra comisión. Para más información, consulta nuestros Términos & Condiciones de Staking de Uphold.

Las recompensas se acreditarán en tu cuenta de staking semanalmente, todos los jueves.

Puedes rastrear tus cuentas de staking, saldos y recompensas acumuladas hasta la fecha en tu página de portafolio.

Para poder hacer staking de activos, debes tener tu identidad verificada y residir en un lugar donde se permita el staking. Los servicios de staking no están disponibles en EE.UU., Canadá, Europa, Japón, Singapur, ni en otras jurisdicciones en las que Uphold generalmente no ofrece sus servicios. Para más información - por favor consulta nuestros Términos y Condiciones.

Como con cualquier operación financiera, el staking no está libre de riesgos. El riesgo más común asociado con el staking son las penalizaciones conocidas como “slashing” que cobra la red. Uphold te protege contra cualquier riesgo de slashing relacionado con el tiempo de actividad y monitorea los activos en staking las 24 horas del día, los 7 días de la semana para evitar el slashing por inactividad.

Uphold hará todo lo posible para brindarte la capacidad de deshacer el staking de tus activos bajo petición a través de nuestra función de staking flexible. Sin embargo, en momentos de demanda inusualmente alta, es posible que no puedas deshacer el staking (y por ende negociar, enviar o retirar tus activos) hasta el final del período de unstaking de la red correspondiente. Este período varía según la red subyacente y, por lo general, puede ser de hasta 30 días, pero podría ser más largo. 

Una vez que deshagas el staking, los activos que tenías en staking se devolverán a tu cuenta de Uphold, pero durante el período de unstaking, el valor del activo puede cambiar.

Para obtener más información sobre el staking y los riesgos asociados, consulta nuestros Términos & Condiciones de Staking de Uphold.

Tú eres el único responsable de declarar y pagar los impuestos aplicables, incluyendo, entre otros, cualquier impuesto sobre ganancias de capital, basados en tus transacciones en Uphold, incluidas las recompensas de staking que puedas obtener.

Cada activo tiene un monto mínimo de tokens por transacción y un límite semanal máximo para deshacer el staking.

Consulta nuestra detallada sección de soporte para obtener más información.

El tiempo que tardan los activos en empezar a acumular recompensas una vez que has hecho staking.

La Tasa de Porcentaje Anual (APY) representa una proyección de las recompensas totales que recibirás en ese activo en staking, teniendo en cuenta el efecto de la reinversión de esas recompensas al dejarlas acumular.

La APY para criptoactivos es variable y fluctúa en función de la oferta y la demanda en los diferentes protocolos de la blockchain. Esto se determina de manera diferente y puede cambiar en cualquier momento.

Las recompensas comienzan a acumularse en el momento en que finaliza el período de preparación para tus activos en staking y se pagan todos los jueves.

La función de staking de Uphold funciona con blockchains que utilizan Proof Of Stake (PoS) como mecanismo de consenso para validar y procesar transacciones y crear nuevos bloques en la cadena.

Los propietarios de un criptoactivo comprometen sus monedas con un validador (a través de Uphold y sus socios) como parte de este proceso de gobernanza. Una vez que un bloque está listo para procesarse, el protocolo de prueba de participación del criptoactivo selecciona un nodo validador para verificar si las transacciones son precisas y, de ser así, añadir ese bloque a la cadena, recibiendo una recompensa por su contribución.

Las probabilidades de que se elija a un validador varían según cada protocolo PoS; a menudo se utiliza cierta aleatoriedad, pero las probabilidades aumentan con la cantidad de tiempo que el validador lleva en staking y la cantidad en staking.

Prácticamente cualquier persona con un saldo mínimo de un token PoS compatible puede validar transacciones y ganar recompensas por hacerlo, las cuales luego se acreditan en tu cuenta.

El tiempo que toma deshacer el staking de los tokens directamente en la blockchain varía según el token, por ejemplo, DOT tiene un período de “unstaking” de 28 días.

Yes. Boosted Staking is also known as bonded or traditional staking. This staking method allows you to receive higher rewards compared to Flexible Staking by committing your assets to the network for a set period.

With Boosted Staking, you choose the specific asset and amount you want to stake. Your selected assets are placed into staking for a fixed duration, and withdrawing or selling them requires waiting through an unbonding/unstaking period that varies by asset.

How to stake:

• Tap Staking — if you don’t see it, tap More (...).
• Select a stakable asset.
• Tap Start Staking.
• Select the source asset or fiat from your portfolio to convert into the staking asset (it cannot be directly from a payment method).
• Hit the Preview Staking button.
• Review the transaction and tap Confirm.

How to unstake:

• Select the staked asset via the Portfolio tile.
• Tap Unstake.
• Choose the destination asset / fiat into which you would like to convert your staked asset.
• Tap Preview Unstaking.
• Review the transaction and tap Confirm.

If Flexible Staking is enabled, your eligible assets will automatically begin earning rewards the moment the unbonding period ends.

If staking is available in your region, you’ll see the feature in your app. It isn’t available in the following regions:

• Cyprus
• Singapore
• US: Louisiana (LA) and American Samoa
• Any jurisdictions where Uphold services are restricted

Staking involves risks, including:

• Unstaking periods: to sell or transfer staked assets, they must first be unstaked. The unstaking (or ‘unbonding’) period varies by token—sometimes up to 30 days (e.g., DOT: 28 days) during which assets are locked and no rewards are accrued during this period.
• Market volatility: the value of staked tokens may fluctuate during the staking or unstaking period.
• Slashing penalties: some networks impose penalties on validators, including for validator downtime or incorrect validation. Uphold will reimburse you for Slashing Fees charged on your Staked Eligible Cryptoassets on the terms, and subject to the exclusions, set out in the "Slashing Fees" section of our Staking Terms and Conditions.

Uphold monitors staked assets 24/7 to mitigate these risks but cannot eliminate them entirely. For more details, refer to our Staking Terms and Conditions.

Rewards start accumulating as soon as the preparation period ends, but they are not earned during the unstaking period. Timing may vary by token. Staking rewards are generally delivered to your Uphold account weekly, although Uphold retains sole discretion as to the timing of delivery. See our Staking Terms and Conditions for further detail.

Your Boosted Staking accounts, balances and rewards-to-date can all be tracked in your portfolio page.

Uphold collects fees between 20% - 25%, depending on the asset being staked. In order to ensure full transparency to our users, the estimated APY rate takes our commission into account. For more information, please refer to our Staking Terms and Conditions.

Flexible Staking allows you to earn rewards on eligible assets held in your portfolio. Unlike Boosted Staking, there is no lock-up period; you can trade, sell, spend with your Uphold card or withdraw your funds at any time.

To manage your enrollment, open Flexible Staking through one of the following methods:

• Tap the Flexible Staking banner on your portfolio dashboard.
• Tap the Staking icon at the bottom of the screen.
• Tap the More (...) icon, then select Staking.

Then locate the Flexible Staking toggle to set your preference:

• To opt in: switch the toggle on. This automatically enables rewards for all eligible assets in your portfolio.
• To opt out: switch the toggle off. This instantly stops reward accrual for your entire Flexible Staking eligible portfolio.

No. You cannot choose which eligible assets to stake. To exclude a specific asset, you would need to turn the feature off for the whole account.

No. Unlike Boosted Staking, there is no minimum balance required to start earning Flexible rewards.

Flexible Staking offers instant liquidity (no lock-up), which typically results in a lower reward rate than Boosted Staking.

If you want to move assets from Boosted Staking to Flexible Staking, the process is automatic once your assets are unstaked.

• Unstake your asset.
• Your asset will go through a cool-down period (the length depends on the specific asset).
• Once the unbonding period finishes, your asset returns to your portfolio.
• If you already have Flexible Staking toggled on, your asset will automatically start earning flexible rewards the moment it arrives. You don’t need to do anything else.

No. If the Flexible Staking setting is already on, any assets returning to your portfolio from a Boosted state will start earning automatically.

This is a network requirement. Assets do not earn rewards while they are being unstaked (unbonding).

Tap the Staking icon. If Flexible Staking shows “Enabled,” every eligible asset in your portfolio, including recently unstaked ones, is earning rewards.

Yes. You can earn rewards on the same asset using both programs at the same time. This allows you to earn a higher rate on your long-term holdings while keeping some of your crypto ready to trade.

• Boosted Staking: this is for the specific amount you choose to “stake” and lock away. These funds are moved to a separate staking balance to earn a higher reward rate.
• Flexible Staking: this covers the remaining balance of that asset in your Uphold portfolio. As long as the Flexible Staking setting is toggled on, these funds earn rewards while remaining fully available for you to trade or spend.

Example: if you have 10 SOL, you can put 7 SOL into Boosted Staking to maximize your rewards and keep 3 SOL in your portfolio. Because Flexible Staking is enabled, those 3 SOL will also earn rewards automatically, but you can sell them whenever you want.

Rewards are calculated daily based on the balance of eligible assets held in your account. These daily earnings are then aggregated and generally delivered to your account every Thursday for the previous week’s activity, although Uphold retains sole discretion as to the timing of delivery. See our Staking Terms and Conditions for further detail.

How it works:

• Each day, we verify your eligible balance to determine that day’s reward portion.
• Total rewards accrued from Monday to Sunday are paid out the following Thursday.

You don’t need to turn off Flexible Staking to sell your crypto.

• If you sell mid-week: you will still receive rewards for the days you held the asset. Rewards are calculated daily, so you only earn for the time the crypto was in your portfolio.
• If you buy more: your rewards will automatically increase starting from the next daily snapshot.

Staking involves risks, including:

• Unstaking periods: while assets are not locked up in Flexible Staking, in extreme withdrawal events, assets may be subject to an unbonding period.
• Market volatility: the value of staked tokens may fluctuate during the staking or unstaking period.
• Slashing penalties: some networks impose penalties on validators, including for validator downtime or incorrect validation. Uphold will reimburse you for Slashing Fees charged on your Staked Eligible Cryptoassets on the terms, and subject to the exclusions, set out in the "Slashing Fees" section of our Staking Terms and Conditions.

Uphold monitors staked assets 24/7 to mitigate these risks but cannot eliminate them entirely. For more details, refer to our Staking Terms and Conditions.

Yes. In most jurisdictions, staking rewards are considered taxable income at the time they are received.

• You can download your full Transaction History from the Account Center to help with your tax reporting.
• In the US, Uphold provides tax documents, like the 1099-MISC, if you meet the minimum earning thresholds.

If Flexible Staking is available in your region, you will see the feature in your app. It is not available in the following regions:

• United Kingdom
• European Economic Area
• Switzerland
• Australia
• Cyprus
• Singapore
• South Africa
• US: California, Louisiana, Washington State and American Samoa
• Any jurisdictions where Uphold services are restricted

Uphold collects fees of up to 50%, depending on the asset being staked. In order to ensure full transparency to our users, the estimated APY rate takes our commission into account. For more information, please refer to our Staking Terms and Conditions.