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Please note: this is our consumer and business account fee schedule; different fees apply to a business account using our API services. See"
* Except for standard crypto network withdrawal fees on a non-profit basis.
** Not available in certain jurisdictions.
In the U.S., U.K., and Europe, our spread is typically 0.9 to 1.2% on BTC and ETH.
Our spread is typically 2% on top of the bid-ask prices at our supplier.
Our spread is typically 0.2% between major national currencies such as EUR, USD, and GBP.
Uphold is not a free platform. We charge a spread every time you trade.
Our pricing model is all-inclusive. The price you see before you trade is the price you pay when you trade. Unlike many platforms, our prices are locked in pre-trade*. We don’t add hidden fees between Preview and Transact, unlike some competitors. Please check the rate you’re getting on the Preview page. Only confirm your transaction if you’re happy with the rate and accept the trade.
Note: Starting on the 1st of February 2023, the $0.99 USD transaction fee will be applied to the Automated Transactions and BAT transactions made through browser-linked accounts to fiat.
Open an account and hold funds
FREE. It is free to open an account and hold value with Uphold. Uphold accounts are free to customers who maintain active accounts.
Fund your account
FREE when funded by a bank account, using bitcoin, or from another Uphold account. If using a Debit/Credit Card to fund your account, a fee of 3.99% applies.
Send and receive money
FREE between Uphold customers. All customer-to-customer transfers are completely FREE of all fees, costs or limitations regardless of the amounts transferred, currency or frequency.
We charge an exchange fee when a customer buy/converts between different currencies. This is based upon a percentage of the transaction value (see the full list of fees below). You may also notice a slight difference between the buy and sell price quote for the same currency pair at Uphold. This is because we include in the quote a Price Protection Fee.
This small difference (usually less than 0.75% above or below the market rate) allows us to give you an instant and guaranteed quote no matter the market conditions or other factors that may affect our ability to settle your trade.
Withdraw funds from Uphold
To move funds off-platform via crypto the fee is $2.99. To move funds off-platform via bank transfer the fee is $3.99 3rd party costs may apply, such as bank wire costs in some geographies or blockchain network fees.
0.65% USD, EUR, GBP, UPUSD, UPEUR, TUSD, USDT, USDC, DAI
0.95% AUD, CAD, DKK, HKD, JPY, MXN, NZD, NOK, SGD, SEK, CHF
1.05% BTC, UPBTC
1.15% ARS, BRL, ILS, KES, PHP, PLN, AED, CZK, HUF, RON, HRK
1.4% - 1.95% Cryptocurrencies and Environmental Assets
2.05% XAU, UPXAU