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Please note: like most trading venues, we display the current mid-market rates in our price charts. When you trade, you get the current bid or ask price depending on whether you are buying or selling. There is always a slight difference between the mid-market and the current bid or ask prices. This is a natural result of how Exchange order books work.

Digital currencies are very high risk. Do not invest money you can’t afford to lose. Please consider the suitability of crypto for your individual position before trading.

We’re updating Terms and Conditions in the U.S. effective April 14, 2023.

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“I was blown away by how smooth the process of buying XRP was on Uphold...”

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Vault is an assisted self-custody wallet service consisting of software that empowers you to independently manage, control, and retain ownership of your crypto assets. It is crucial to understand that we never assume custody or control over crypto assets held in Vault. Vault supports only certain crypto assets; while we are continually looking to expand the scope of supported crypto assets, Vault does not support every crypto asset that is available on the Uphold platform. A list of crypto assets supported by Vault may be found here.

Assets held in Vault generally cannot be exchanged, sold, or transferred directly on the Uphold platform. To transact on the Uphold platform using assets held in Vault, the assets must first be transferred from Vault to your general Uphold account.

You understand and accept that Vault is entirely self-custodial, and we bear no responsibility for the operation of the underlying networks. We do not provide any guarantees regarding their functionality, security or availability.

You are solely responsible for securing, storing and protecting your Private Keys, as described below. If you lose both of your  Private Keys, we will be unable to help you recover access to any crypto assets held in your Vault. 

Vault

By utilizing Vault, you understand and accept the inherent risks associated with crypto assets and blockchain-based systems. Please see Risks Specific to Holding Digital Assets for more information. 

Assumption of Risk.

You acknowledge and agree that you possess complete and exclusive authority over all cryptographic keys generated and managed by you in respect to Vault, referred to as “Private Keys.” You maintain access and control of two (2) private keys: the Vault key, and the Backup key. Uphold does not store a copy of the Private Keys. Accordingly, we are unable to access them in the event of their loss, theft, or compromise.  It is your sole responsibility to safeguard your Private Keys. If you lose both Private Keys at the same time, Uphold cannot assist you to replace them – we can only help replace one lost Private Key at a time – and you will lose access to any of your assets held in your Vault. We bear no responsibility for any loss, damages, or other consequences that may arise as a result of your failure to safeguard your Private Keys, monitor transactions, or any actions of a third party with respect to your Private Keys. 

You understand and accept that if you choose to sign up for the Vault service, we will generate and store an “Uphold Key” to co-sign transactions you initiate. We will have sole and exclusive control over such Uphold Key, and we reserve the right to refuse to provide you access, or services enabled by the Uphold Key unless you have been successfully verified and authenticated through the main Uphold platform; and you will lose access to the Uphold Key if you close your account with Uphold or if we terminate your access to the Uphold platform. You further acknowledge and understand that the Uphold Key alone is insufficient for the authorization of any transaction and any transaction will require at least two (2) keys (i.e., either one of the user Private Keys plus the Uphold Key, or both of the Private Keys) to sign. 

In the event that you lose one of your Private Keys, we can facilitate its replacement, provided your remaining Private Key is available to co-sign alongside the Uphold Key and your Uphold account is in good standing and your subscription is active. This can be achieved by following the process detailed here. You further acknowledge and understand that the Uphold Key alone is insufficient to replace lost keys.

If you lose access to Uphold for any reason, e.g., you close your Uphold account, Uphold terminates your Uphold account, or the Uphold platform is unavailable for any reason, you may still access and transact with your assets held in Vault using your two Private Keys without any involvement of Uphold. Please see here for instructions on how to transact using Vault without the Uphold Key.

Private Keys

In order to use Vault, you affirm that the following statements are and will remain true: 

1. You are at least eighteen (18) years old and have the capacity to enter into a legally binding agreement. 

2. You do not reside in or are under the control of, a national or resident of, Cuba, the Democratic Republic of Congo, Iran, Iraq, Myanmar, North Korea, South Sudan, Sudan, Syria, Yemen, or any other jurisdiction subject to sanctions.

3. You will not engage in any prohibited activities and will remain responsible for complying with the laws in which you use Vault, including all export controls and economic sanctions requirements.

4. You will use Vault only for your own personal use and not on behalf of any third party.

5. You will provide accurate information for the purposes of verifying your identity and any supporting information and documents that we may request.

6. You understand and acknowledge that to use the Platform Key in connection with Vault, you must remain an active user in good standing on the Uphold platform. 

Representations

You remain solely responsible for complying with applicable law, including state and federal laws, regulations regarding money laundering, terrorist financing and money transfer and remittance. You are responsible for understanding and abiding by the laws and regulations of each jurisdiction in which you use Vault.

Except as required by law, we may, without notice and without liability to you, suspend or terminate access to, or refuse to provide the Service at any time in our sole discretion, including without limitation: 

Use of Vault for unlawful or improper purposes. 

If we find that you have provided false, misleading or incomplete information. 

If we identify any attempt to tamper, hack, modify, reverse engineer or otherwise corrupt the security or functionality of Vault. 

If we find that you have breached these Terms.

Prohibitions

For regulatory and compliance reasons, we reserve the right to refuse to complete transaction(s) initiated by you, using the Uphold Key, if we in our sole discretion, suspect the transaction(s) may involve illicit activity like money laundering, terrorist financing, fraud, any crime, or as required by facially valid legal process, or if such transaction would violate these Terms or the terms and conditions applicable to your use of the Uphold platform generally. We reserve the right to report, suspend and/or terminate your access to the Uphold Key for such suspected activity. If your Uphold account is restricted in any way, your access to Vault from within the Uphold app will be similarly restricted. 

Our Right of Refusal to Complete Transactions

To access Vault, you will need to make a subscription payment via the in-app purchase mechanism provided by Apple and/or Google. You acknowledge that Vault operates on a recurring payment plan. By using Vault, you acknowledge and accept that it includes a recurring payment feature, and you are responsible for all recurring charges until you decide to cancel the Service. To cancel the subscription please go to the subscription section of the Settings app on your phone and  follow the provided instructions, or refer to our FAQs for assistance. If your subscription expires or terminates for any reason, you understand and agree that you will no longer be able to use the Uphold Key in transactions. Sixty (60) days after any expiration or termination of your subscription, your Uphold Key will be permanently deleted and cannot be recovered. The Private Keys will remain functional as described above, but once the Uphold Key is deleted, should you wish to re-subscribe, you will need to create a new Vault with new Private Keys and you may transfer assets held in your old Vault to the new instance using the old Private Keys. Should you wish to re-subscribe within six (6) months of any expiry or termination of your subscription, Uphold reserves the right to charge you for the period in which your subscription was inactive. 

Payments and Billing

You remain solely responsible for determining whether any applicable taxes, duties and fees apply to any transactions. As you may transact without using the Uphold Key, Uphold may not have full and definitive records of all transactions of assets held in Vault. You accept and agree that we are not responsible for determining or reporting tax liabilities arising from your use of the Service. You are advised to seek independent investment and tax advice from your professional advisors prior to engaging with the Service to determine any tax consequences.

Taxes

We grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use Vault solely for the purposes described herein and reserve all other rights in the Service, including without limitation, our websites, apps, APIs and other content. You agree and accept that you have no additional rights beyond this limited license. You affirm that you will not copy, transmit, distribute, sell, resell, license, de-compile, reverse engineer, disassemble, modify, publish, participate in the transfer or sale of, create derivative works from, perform, display, incorporate into another website, or in any other way exploit any content or other part of the Service for any purpose. You also agree not to constitute or display any part of the Service without our express written consent and not to use our trademarks without our express permission.

Proprietary Rights

As a regulated financial services company, we are required to identify all users for legal, regulatory and compliance purposes prior to such users’ use of Vault. To ensure we remain in compliance with applicable reporting requirements in the jurisdictions in which we operate, we may collect and verify your personal information including your legal name, address, government identification, date of birth, social security or taxpayer identification number, bank information, or credit card information. We may also ask questions and verify information ourselves or obtain personal information from third parties in order to verify your identity, prevent fraud, as well as request information from other entities, like banks, for information about you. By agreeing to these Terms and using Vault, you certify under penalty of perjury that the information provided, including your social security or taxpayer identification number, is correct and you agree that we may use the information you provide and other information to verify who you are. You agree that we may maintain a record of such information for compliance purposes.

If you do not provide us with the information that we request of you in a timely manner, we may refuse to provide the Service to you.

All personal information that you provide to us will be processed in accordance with our Privacy Policy. 

Identity Verification

You agree that these Terms shall be governed by the laws of the following jurisdiction, depending on your jurisdiction of residency, excluding any conflict of laws principles and any claim between you and us:

Subject to the Arbitration Provision, any legal action or proceeding arising under these Terms will be brought exclusively in the courts located in the relevant jurisdiction matching the governing law set forth above, and you hereby irrevocably consent to the personal jurisdiction and venue therein. 

If a court of competent jurisdictions finds any provisions outlined in these Terms to be invalid or unenforceable, such provision will be modified and interpreted to accomplish the objectives of the provision to the greatest extent permitted and any such finding shall not invalidate the enforceability of any other provision. 

Governing law

Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches. Nothing in these Terms shall be construed as a waiver of any rights that cannot be waived under applicable consumer protection laws or regulations. 

Waiver

Vault shall not be liable for any delays, failure in performance or Service interruptions which result directly or indirectly from any cause or condition beyond our reasonable control, including, but not limited to, failure due to significant market fluctuations, any delay or failure due to any act of God, act of civil or military authorities, act or terrorists, civil disturbance, war, strike or other labor dispute, fire, national or local emergency, natural disaster, pandemic, malfunction of equipment or facilities or any other cause beyond its reasonable control. 

Force Majeure

NEITHER WE NOR OUR AFFILIATES, PARTNERS, SERVICE PROVIDERS, OR OUR OR THEIR RESPECTIVE OFFICERS, DIRECTORS, AGENTS, JOINT VENTURERS, EMPLOYEES OR REPRESENTATIVES WILL BE LIABLE TO YOU FOR ANY LOST PROFITS OR OTHER CONSEQUENTIAL, SPECIAL, INDIRECT, OR INCIDENTAL DAMAGES ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR YOUR USE OF THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR AGGREGATE LIABILITY, AND THAT OF OUR AFFILIATES, PARTNERS, AND SERVICE PROVIDERS, OR ANY OF OUR OR THEIR RESPECTIVE OFFICERS, DIRECTORS, AGENTS, JOINT VENTURERS, EMPLOYEES OR REPRESENTATIVES, TO YOU OR ANY THIRD PARTIES IN ANY CIRCUMSTANCE IS LIMITED TO THE GREATER OF (A) THE ACTUAL FEES PAID TO US BY YOU IN THE PRECEDING THREE (3) MONTHS OR (B) US$100 DOLLARS. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, OUR LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED.

Limitation of Liability

WE AIM TO MAINTAIN THE SERVICE UP, AVAILABLE, BUG-FREE AND SECURE, BUT YOU USE THE SERVICE AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN “AS IS” BASIS WITHOUT ANY REPRESENTATION OR WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY. WE EXPRESSLY DISCLAIM ALL IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT MAKE ANY REPRESENTATION OR WARRANTIES THAT ACCESS TO ANY PART OF THE SERVICE, OR ANY OF THE MATERIALS CONTAINED THEREIN, WILL BE CONTINUOUS, UNINTERRUPTED, TIMELY, ERROR-FREE, OR SECURE. OPERATION OF THE PLATFORM MAY BE INTERFERED WITH BY NUMEROUS FACTORS OUTSIDE OF OUR CONTROL. WE MAKE NO REPRESENTATIONS OR WARRANTIES CONCERNING THE REAL OR PERCEIVED VALUE OF ANY CRYPTO ASSET HELD USING THE SERVICE. WHILE WE MAY PROVIDE HISTORICAL AND/OR REAL-TIME DATA REGARDING THE PRICE OF A CRYPTO ASSET, WE MAKE NO REPRESENTATIONS REGARDING THE QUALITY, SUITABILITY, TRUTH, USEFULNESS, ACCURACY, OR COMPLETENESS OF SUCH DATA, AND YOU SHOULD NOT RELY ON SUCH DATA FOR ANY REASON. YOU UNDERSTAND AND AGREE THAT THE VALUE OF CRYPTO ASSETS CAN BE VOLATILE, AND WE ARE NOT IN ANY WAY RESPONSIBLE FOR LIABLE FOR ANY LOSSES INCURRED BY HOLDING OR TRADING CRYPTO ASSETS, EVEN IF THE SERVICE IS DELAYED, SUSPENDED, OR INTERRUPTED FOR ANY REASON.

WE SHALL NOT BE RESPONSIBLE FOR THE ACTIONS, CONTENT, INFORMATION, OR DATA OF THIRD PARTIES, INCLUDING BUT NOT LIMITED TO OUR PARTNERS, AND YOU RELEASE US, OUR AFFILIATES, PARTNERS, AND OUR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, REPRESENTATIVES, AGENTS AND SERVICE PROVIDERS FROM ANY CLAIMS AND DAMAGES, KNOWN AND UNKNOWN, ARISING OUT OF OR IN ANY WAY CONNECTED WITH ANY CLAIM BASED ON SUCH ACTIONS, CONTENT, INFORMATION, OR DATA OF THIRD PARTIES.

IF YOU ARE A CALIFORNIA RESIDENT, YOU WAIVE CALIFORNIA CIVIL CODE §1542, WHICH SAYS: A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR.

Disclaimer

If you have any questions, concerns or complaints with respect to Vault, please contact us by opening a ticket with our customer support team. Be sure to include your name, the email address associated with Vault, and a description of the issue. You will automatically be assigned a ticket number that will be emailed to you for confirmation. To avoid delays in resolving your inquiry, please have the ticket number available to avoid delays in resolving your query and do not open multiple tickets concerning the same issue.

Dispute Resolution

This Section 17 (the “Arbitration Provision”) sets forth the circumstances and procedures under which claims (as defined below) shall be arbitrated instead of litigated in court upon the election of either party. You may reject this Arbitration Provision by sending us a written notice which gives your name, address, email address associated with your Account, with a statement that you reject the Arbitration Provision. The rejection notice must be sent by certified mail, return receipt requested, to Uphold HQ Inc. Attn: Arbitration Rejection Notice, 228 Park Ave. S., #50458, New York, NY 10003-1502. A rejection notice must be signed by you and received by us within 45 days after the date you first open an account or the date this Arbitration Provision first becomes effective, whichever is later. Rejection of arbitration will not affect any other term of these Terms. 

Arbitration

You agree and understand that we may comply with any writ of attachment, execution, garnishment, tax levy, restraining order, subpoena, warrant or other legal process, which we reasonably and in good faith believe to be valid. We may, but are not required to, notify you of such process by electronic communication. We may charge you for associated costs, in addition to any legal process fees. You agree to indemnify, defend, and hold all of us harmless from all actions, claims, liabilities, losses, costs, attorney’s fees, or damages associated with our compliance with any process that we reasonably believe in good faith to be valid. You further agree that we may honor any legal process, regardless of the method or location of service.

Legal Process

These Vault Terms and Conditions (“Terms”) govern your access and use of the Vault service of our application including any content, features and services available via iOS and Android mobile applications (“Vault”, or the “Service”). Vault is offered by Uphold HQ Inc. to individuals residing in the U.S., by Uphold Europe Limited to individuals residing in the U.K., by Uphold Lithuania UAB to individuals residing in the EEA, and by Uphold Worldwide Ltd. to individuals residing elsewhere. Throughout these Terms, the term “Uphold”, “we”, “us” or “our” refers to the relevant entity that provides the Service to you. 

By using Vault, you agree to follow and be bound by these Terms including any policies referenced herein. We reserve the right to modify these Terms or any additional terms that apply to Vault in accordance with changes to the law or to the Service. You should look at these Terms and Conditions regularly and your continued use of Vault will constitute your acceptance of any revisions to these Terms. 

Please refer to our Privacy Policy for further information on how we collect, use and disclose information to third parties.

Uphold’s services are offered to members based on specific terms and conditions. These documents detail exactly what you can expect of us, and what we expect of you when you use the platform. 

Business Days (US): Monday through Friday, excluding bank holidays in the US.

Vault Terms of Use - Uphold

These terms, in addition to our General Terms and Conditions and your applicable User Agreement (available here for residents of the US.; here if you are a resident of a country that is a member of the European Economic Area (EEA), the European Union (EU), the United Kingdom, or Switzerland; or here if you reside anywhere else in the world), govern your use of certain stablecoins on the Uphold Platform. Capitalized terms not defined herein shall have the meaning given to them in the General Terms and Conditions or the applicable User Agreement.

Universal Protocol Stablecoin Terms - Uphold

These terms, in addition to our General Terms and Conditions and your applicable User Agreement (available here for residents of the US.; here if you are a resident of a country that is a member of the European Economic Area (EEA), the European Union (EU), the United Kingdom, or Switzerland; or here if you reside anywhere else in the world), govern your use of VCOIN on the Uphold Platform. Capitalized terms not defined herein shall have the meaning given to them in the General Terms and Conditions or the applicable User Agreement. By obtaining or using VCOIN, you understand and expressly agree to these VCOIN Terms, and you acknowledge that you have reviewed and understand each of the statements made in these Terms. 

VCOIN Terms - Uphold

Your account

Using your account

Fees

Third-party data and quotes

Complaints

Other matters

User Agreement for Residents of Countries Outside of the US, Europe, and UK

This User Agreement (this “Agreement”) is for our users who are residents of, or who access our Platform from, countries outside of the United States, the European Economic Area (EEA), the European Union (EU), or Switzerland, and governs the access and use of our mobile applications, products, software, websites, APIs and other services (our “Platform”) and, where applicable, other service providers available on or through the Platform. It is a binding contract between you and Uphold Worldwide Ltd., Reg No. 177867, Registered Office: Aristo House, Office A, The Balmoral, #78 Sanford Drive, Nassau, Bahamas. 

By using the Platform, you agree to follow and be bound by this Agreement and the associated General Terms and Conditions, including any policies referenced herein and therein, which are incorporated herein by reference. We may change the terms of this Agreement from time to time and at any time, with or without actual notice to you, though we will post notice of changes on the Platform. You should look at this Agreement regularly and your continued use of the Platform constitutes your acceptance of any revisions to this Agreement. If you do not agree to the modified terms for the Platform, you should discontinue your use of the Platform. In the event of a conflict between this Agreement and the Terms and Conditions, this Agreement shall prevail.

If you are a resident of the United States (US), your agreement is available here. If you are a resident of a country that is a member of the European Economic Area (EEA), your User Agreement is available here. If you are a resident of the United Kingdom (UK) your User Agreement is available here. Terms and conditions applicable to equities accounts are available here. Use of the Uphold API and Uphold Connect are subject to an additional Developer Agreement.

You also acknowledge that you have read and agree to our General Terms and Conditions, Privacy & Data Policy, our Cookie Policy and our Developer Agreement (if applicable). You acknowledge the receipt of all regulatory notices and disclosures required by law, including all items provided in the Disclosure Library and our Privacy & Data Policy.

Membership Agreement - World - Uphold

Rest of the World

Uphold Website and App

Limits on the Type, Frequency or Amount of EFTs

Your Rights and Responsibilities

Confidentiality

Amendments

Termination

Electronic Fund Transfers: Your Rights and Responsibilities

This disclosure contains important information about your use of electronic fund transfer (“EFT”) services in relation to your Uphold Account (“Account”).  Whenever you accept or authorize EFTs, you agree to these terms and conditions, in addition to any other applicable limitations in the User Agreement. Please read this document carefully and retain it for future reference.

Website: https://support.uphold.com/hc/en-us/requests/new

Mailing Address: 228 Park Ave. S.,  #50458, New York, NY 10003-1502

Electronic Fund Transfer Agreement

Electronic Funds Transfer Agreement

Participation in the Uphold Beta Program

Other Agreements

License Grant and Restrictions

Term and Termination

Limitation on Liability

Feedback

Privacy Policy

Other Matters

Please read and agree to our terms and conditions if you wish to participate in the Uphold Beta Program. You must be an active Uphold user.

Becoming a user

Use of the platform

Adding value on the platform

Unsupported assets

Termination or cancellation

Inactive accounts

Third party services and applications

Electronic communications

Indemnification; Uphold’s rights and remedies

Hardware and Software Requirements

These General Terms and Conditions (these “Terms and Conditions”) govern the access and use of our mobile applications, products, software, websites, APIs, and other services (our “Platform”) and, where applicable, other service providers available on or through the Platform. By using the Platform, you agree to follow and be bound by these Terms and Conditions, including any policies referenced herein. We may modify these Terms and Conditions or any additional terms that apply to the Platform to, for example, reflect changes to the law or changes to the Platform. You should look at these Terms and Conditions regularly and your continued use of the Platform will constitute your acceptance of any revisions to these Terms and Conditions. We will post notice of modified additional terms in the applicable service. If you do not agree to the modified terms for the Platform or any service we offer, you should discontinue your use of the Platform or that service.

Your use of the Platform is governed by additional agreements and terms, including our user agreements (each, a “User Agreement”) and any third-party terms and conditions. If you are a resident of the United States (US), your User Agreement is available here. If you are a resident of a country that is a member of the European Economic Area (EEA), your User Agreement is available here. If you are a resident of the United Kingdom (UK) your User Agreement is available here. If you reside anywhere else in the world, your User Agreement is available here. Terms and conditions applicable to equities accounts are available here. Use of the Uphold API and Uphold Connect are subject to an additional Developer Agreement. In the event of a conflict between a User Agreement and these Terms and Conditions, the User Agreement shall control.

General Terms and Conditions - Uphold

General

We use multi-level systems and procedures to collect and verify information about you in order to help keep ourselves, other users and our partners safe from fraudulent activity and for record-keeping purposes. In addition, to help the government fight the funding of terrorism and money laundering activities, applicable law requires financial institutions to obtain, verify and record information that identifies each person who opens an account.

Your daily or weekly add-funds limits, remove-funds limits, transaction limits, and transfer limits are based on the information you provide to us. Users who wish to use the Uphold platform must establish an account with us by, at a minimum:

Providing a government-issued ID – such as a passport or driver’s license (a second form of government-issued ID may be required to surpass certain transaction thresholds), and 

Users who wish to add or remove value using an available fiat transfer must, at minimum:

Add and verify a bank account, credit and/or debit card;

Provide additional details, including their residential address and government-issued document and/or social security number; and

We also may require that you provide or verify additional identifying information or wait some amount of time for a transaction before permitting you to use the Uphold platform at all or at any given level. 

A corporation, partnership, trust, or other legal entity may need to provide other information, such as its principal place of business, local office, employer identification number, certified articles of incorporation, government-issued business license, partnership agreement, or trust agreement.

If you don't provide the information requested or your identity can't be verified, we may not be able to open an account or carry out transactions for you. If we have already opened an account for you, we may have to close it.

You may view applicable volume limits by visiting here.

You can contact us through support to request increased limits. We may require you to submit to enhanced due diligence at your cost and, of course, we cannot guarantee that we can increase your limits.

The following categories of businesses, business practices, and sale items are barred from using our services (“Prohibited Businesses”). Please note that Uphold HQ retains the right to reject any business applicant based on evolving risk tolerances and the requests of our banking partners.

By opening an Uphold HQ Account or Uphold Securities Brokerage Account (your “Account”), you confirm that you will not use the Uphold Platform to transact in connection with the following businesses, activities, practices, or items:

Operating as an unlicensed money transmitter, money service, payment service provider, e-money, or any other financial services business which requires licensure, including but not limited to exchanges of virtual currencies, sales of money orders or traveler's checks, and escrow services

Counterfeit products or any product or service that infringes upon the copyright, trademark, trade secrets of any third party, or stolen goods

Narcotics, controlled substances, prescription and pharmaceutical services, drug paraphernalia, or any substances designed to mimic illegal drugs ( includes legal high or cannabinoids)

Gambling, except where permitted by and with our prior written permission

Casinos, lotteries and gambling (online or in-person)

Initial Coin Offering vehicles, except where permitted by and with our prior written permission

Prostitution (including internet adult content subscription services), adult entertainment, dating escort services

Violent acts towards self or others, or activities or items that encourage, promote, facilitate or instruct others regarding the same

Extortion, blackmail, or efforts to induce unearned payments

Weapons and ammunition, including military manufacturers, dealers and intermediaries

Any business that violates any law, statute, ordinance or regulation

Acting in concert with others or through multiple accounts that you control in order to circumvent per account trading limits

Decentralized Autonomous Organizations (DAOs)

Explosives and polytechnic products, glues, essential oils and chemicals

Direct marketing (mail order or telephone orders, catalog sales, outbound telemarketing, inbound teleservices, audiotext & videotext, outbound telemarketing, travel, including discount travel clubs, or insurance)

Funding any of the items included on this Prohibited Businesses list

You may not use your Account or the Uphold Platform to engage in the following categories of activity (“Prohibited Use”). You confirm that you will not use your Account to do any of the following: