EPIC Describes Itself As

Epic Chain, formerly Ethernity Chain, is backed by Ripple and is focused on building the world’s first RWA superstructure. Its goal is to align institutions and consumers across every major asset class, from consumer goods to capital markets.

Project Function

Key products/services include:

• EPIC’s Native Integration with XRP. EPIC is currently an ERC-20 token on Ethereum, with plans to deploy on an EVM-compatible sidechain built on the XRP Ledger, enabling future seamless integration with XRP-native apps and liquidity while maintaining compatibility across both ecosystems.
• Fanable. Described as the flagship consumer Real-World Asset (RWA) product native to Epic Chain. It is a platform that allows users to trade digital versions of consumer products. It is responsible for generating over $1.2 million in annual on-chain fees and aims to attract "ordinary users" and connect them to tokenized assets.
• Epic One. A globally accepted Visa Debit card that enables users to earn up to 8% cashback in XRP on every purchase. The card is integrated with the Epic ecosystem and allows spending of digital assets while earning real XRP rewards.

Token Utility 

The EPIC token is designed to facilitate universal staking, serve as a medium of exchange, and enable governance within its blockchain-based infrastructure.

Epic is focused on building a pipeline for real-world assets, from tokenization to yield. The Epic architecture transforms assets like real estate, bonds, and collectibles into on-chain primitives that can be staked, traded, or spent. Users gain access to yield-generating instruments without sacrificing liquidity, custody, or composability. 

The platform also offers the Epic One card, which provides up to 8% cashback in XRP on purchases.

About The Founders

Adrian Baschuk, CEO of Epic Chain, is a media entrepreneur and blockchain innovator. He co-founded Crypto Banter, produced CNBC’s Crypto Trader, and worked with CNN, Current TV, and Discovery reporting on major global events. A Miami native, Adrian brings media expertise to lead Epic Chain in building a scalable blockchain ecosystem for global innovation.

Risks of EPIC

Like an investment in other crypto assets, there are some general risks to investing in EPIC. These include:  (i) volatility risk and liquidity risk, (ii) short history risk, (iii) demand risk, (iv) forking risk, (v) code defects, (vi) regulatory risk, (vii) electronic trading risk, and (viii) cyber security risk. For additional information of these and other general risks associated with crypto assets and Uphold’s platform, please refer to the Risks Specific to Holding Digital Assets statement.

In addition to these general risks, an investment in EPIC is subject to the following specific risks:

• EPIC operates using smart contracts, which have an association with vulnerabilities and security breaches. Despite undergoing successful audits by well-regarded third-party entities, it is essential to acknowledge the existence of inherent risks. 

We emphasize that this Crypto Asset Statement is not an exhaustive description or summary of all risks associated with EPIC. Investors should conduct their own research and perform their own assessment before trading any crypto asset to determine the appropriate level of risk for their personal circumstances.

The EPIC community and Epic Chain founding team are not under any legal or regulatory obligation to disclose material information to the public regarding its activities. Holders of EPIC have no recourse to the EPIC community, Epic Chain founding team, or Uphold if EPIC declines in value for any reason.

Changes to applicable law may adversely affect the use, transfer, exchange, or value of any of your crypto assets, and such changes may be sudden and without notice.

Uphold’s Evaluation Process

Prior to listing EPIC on the Uphold Platform, Uphold performed due diligence on EPIC and determined that EPIC is unlikely to be a security or derivative under relevant securities legislation. Uphold’s analysis including reviewing publicly available information on the following: 

• The creation, governance, usage, and design of EPIC, including ensuring the source code is open-source, audited and peer reviewed, security, and roadmap for growth in the developer community. 
• The supply, demand, maturity, utility, and liquidity of EPIC.
• Any marketing materials put forward by the EPIC social team including on, Twitter, Medium blog, LinkedIn posts, Discord and Telegram channels.
• Material technical risks associated with EPIC, including any code defects, security breaches and other threats concerning EPIC and its supporting blockchain (such as the susceptibility to hacking and impact of forking), or the practices and protocols that apply to them.
• Legal and regulatory risks associated with EPIC, including any pending, potential, or prior civil, regulatory, criminal, or enforcement action relating to the issuance, distribution, or use of EPIC.