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Please read these important legal disclosures that apply to your relationship with Uphold International Equities, Inc. (“Uphold International Equities”). Your relationship with Uphold International Equities is governed by the Uphold International Equities User Agreement.

Online trading has inherent risk due to system response, execution price, speed, liquidity, market data and access times that may vary due to market conditions, system performance, market volatility, size and type of order and other factors. An investor should understand these and additional risks before trading. All investments involve risk, losses may exceed the principal invested, and the past performance of a security, industry, sector, market, or financial product does not guarantee future results or returns. Please remember that diversification is not an investment strategy without risk, and in certain circumstances, it may not fit your investment objectives.

Content, news, research, tools, market data and securities symbols are for educational and illustrative purposes only and do not imply a recommendation or solicitation to buy or sell a particular security or to engage in any particular investment strategy. 

Uphold International Equities makes available to self-directed investors a limited array of individual stocks in which investors may purchase an economic interest. The availability for trading of economic interests in a security on the Uphold International Equities platform does not imply a recommendation or solicitation to buy or sell such economic interests.

The information provided is not warranted as to completeness or accuracy and is subject to change without notice. The information provided should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation. Any projections or other information regarding the likelihood of various investment outcomes are hypothetical in nature, are not guaranteed for accuracy or completeness, do not reflect actual investment results and are not guarantees of future results. All investments involve risk, losses may exceed the principal invested, and the past performance of a security, industry, sector, market, or financial product does not guarantee future results or returns. Consider the investment objectives, risks, charges, and expenses of a fund before investing. Contact us for a prospectus containing this information.

General Disclaimer

A purchase made through your equities account with Uphold International Equities does not result in your direct ownership of any individual listed security, and you will not be the holder of record, or entitled to any voting rights due to your purchase. Uphold International Equities maintains a register of your purchases, and credits you with an economic interest in the number (or fraction thereof) of securities you purchase, including the right to any dividends or distributions. Uphold International Equities arranges trades with Tradeview Ltd., a broker-dealer licensed by the Cayman Islands Monetary Authority to obtain securities underlying your economic interest in such securities that you purchase via Uphold International Equities.

Your economic interests in securities in your equities account are not transferable off the Uphold platform. If you close your equities account or transfer your equities account to another firm, your interests will need to be liquidated, resulting in potential charges, fees, taxes, and loss of value. Your economic interests as reflected in your equities account cannot be put into certificate form and mailed. Fees, charges, taxes, and loss of value in connection with a liquidation of fractional shares may match or exceed the value of the economic interest depending on your holdings.

We do not offer after-hours trading for listed assets unless otherwise indicated. If you place an order in your equities account during hours when applicable U.S. stock markets and exchanges are not open for trading, the transaction will not be processed.

In the event a company in which you hold an economic interest is involved in a  corporate action (such as a merger, acquisition or spin off a new or separate entity) in which holders of the company’s securities would receive securities in another entity, you will be credited with a pro rata economic interest in the securities of the new entity if economic interests in such entity are available for purchase via the Platform; if the economic interests in the securities of such new entity are not available for purchase on the Platform, you will be credited with the U.S. dollar cash value actually received by Uphold International Equities. upon its sale of the new entity’s securities, with such sale to take place as soon as reasonably possible after the corporate action.

To purchase economic interests in securities using cryptocurrencies, your cryptocurrency will first be converted into U.S. Dollars by Uphold Europe Ltd. or Uphold Worldwide Ltd., as appropriate. U.S. Dollar proceeds will then be moved to your equities account at Uphold International Equities, where they will be used to buy economic interests in securities.

Currency and cryptocurrency exchange services provided by Uphold Europe Ltd. or Uphold Worldwide Ltd., as appropriate. Uphold International Equities, Uphold Europe Ltd. and Uphold Worldwide Ltd. are separate but affiliated companies.

<div style="text-align: center;">Products offered by Uphold International Equities are:</div><div style="text-align: center;"><strong>Not insured · Not bank guaranteed · May lose value<strong></div>

For customer service related to your equities account, please email us at support@uphold.com. Do not post personal, account or transaction information on our social media sites. Uphold International Equities does not accept instructions to effect transactions or funds transfers via communications posted on social media sites.

Purchase of Economic Interests

We may allow you to purchase economic interests in certain securities in dollar amounts rather than share quantities, which may result in your receiving economic interests corresponding to less than a whole number of shares.

We round the amount of fractional economic interests in a transaction which may affect your purchase price for a fixed dollar amount order. Rounding may also affect your ability to be credited for cash dividends, stock dividends and stock splits, as you will not receive dividends in denominations under one cent in USD.

Fractional Interests

We do not recommend day trading on the Uphold International Equities platform. A “day trading” strategy means an overall trading strategy characterized by the regular transmission by a customer of intra-day transactions to affect both purchase and sale transactions in the same asset or assets. As pricing of the economic interests offered on the Uphold International Equities platform may be delayed or may not match or beat prices available elsewhere, you may have increased sensitivity to volatile shifts in the value of an asset.

Day Trading Risks

You authorize the transfer of U.S. Dollars balances, including those received from the sale of economic interests securities, in your Uphold equities account to your Uphold Account. To remove these amounts from your Uphold Account, you must use any fiat transfer methods that we may, from time-to-time, make available to you.

Cash Sweep Program and Fund Availability

Content, news, research, tools, market data and securities symbols are for educational and illustrative purposes only and do not imply a recommendation or solicitation to buy or sell a particular security or to engage in any particular investment strategy. Companies that are not affiliated with us may supply some of the content. The source of all third-party content is clearly and prominently identified. We have not been involved in the preparation, adoption or editing of third party content and we do not endorse or approve such content. The information provided is not warranted as to completeness or accuracy and is subject to change without notice. The projections or other information regarding the likelihood of various investment outcomes are hypothetical in nature, are not guaranteed for accuracy or completeness, do not reflect actual investment results and are not guarantees of future results.

Opinions, statements, or views posted on our social media pages are communications by the persons posting them, and they are not adopted or endorsed by us. We may, in our sole discretion, remove comments or users at our discretion. We will remove comments that are unlawful, abusive, defamatory, offensive, or that contain profanities. We will remove spam, and treat as spam a high number of messages on the same topic.

We do not control or endorse any advertising, messages or content that the providers of the social media sites may publish on our social media pages. Third party marks appearing herein are the property of their respective owners.

International Equities Disclosures