High-Yield Cash Account Additional Terms

In addition to the foregoing, by opening a High-Yield Cash Account, you expressly agree to the following:

• The High-Yield Cash Accounts offered by Atomic Brokerage will be linked to and accessible through your Uphold Account. Should the Uphold Platform become unavailable for any reason, access to your High-Yield Cash Account will be provided directly by Atomic Brokerage.

• If any ACH deposit that you make to your Uphold Account and transfer to your High-Yield Cash Account is returned or fails for any reason, Uphold is authorized to initiate a transaction to recover the funds credited to your High-Yield Cash Account.

• Uphold and Atomic Brokerage reserve the right at any time to discontinue the High-Yield Cash Accounts or to modify, amend, or supplement the terms, in their sole discretion. To the extent this occurs, notice will be provided to you.

• You will be solely responsible for the reporting and payment of any and all taxes, if any, that may result from any interest earned via your High-Yield Cash Account.

• If you wish to gain access to money market funds, you may contact Atomic Brokerage. Atomic Brokerage will facilitate the setup of a separate account on your behalf for this purpose. Uphold is not a broker-dealer or registered investment advisor and does not recommend or endorse the purchase or sale of any securities.

• Atomic Brokerage is authorized to disburse account assets from your Atomic Brokerage account to a facilitation account in the name of Uphold For the Benefit Of Its Users as disbursement instructions are delivered to Atomic Brokerage by you through the Uphold application interface.

• I consent to sharing my personal information provided to Uphold (including Name, DOB, SSN, address, documentation, and images collected, etc.) with Atomic for the purpose of account creation and maintenance.