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Uphold Fees Disclosure

Uphold Fees icon

Uphold Fees

We have fees associated with trading, depositing, and withdrawing. Our fees depend on factors such as where you reside and the payment method you select.

Uphold’s fees take into account the cost of regional payment processing charges, regulatory checks, and network fees.

See fees table
Uphold Spreads icon

Uphold Spreads

Uphold charges a spread every time you trade.

Our pricing model is all-inclusive. The price you see before you trade is the price you pay when you trade. Unlike other platforms, our prices are locked in pre-trade*. Unlike some competitors, we don’t add hidden fees between Preview and Transact.

Please check the rate you’re getting on the Preview page. Only confirm your transaction if you’re happy with the rate and accept the trade.

Like most trading venues, we display the current mid-market price on our charts; when you trade, you receive the current bid or ask price depending on whether you’re buying or selling.

There is always a slight difference between the mid-market and the actual bid/ask prices: it's how order books on virtually all exchanges work.

  • Spreads can be significantly wider for certain low-liquidity assets. Check rates at Preview before you trade.
  • Coordinated market activity can distort markets. All the above spreads are likely to widen beyond those above during times of acute market stress.
  • When spreads are unusually wide, we endeavor to inform you at the point of trade.

Uphold Europe Limited, Reg No. 09281410, Registered Office: Eastcastle House, 27/28 Eastcastle Street, London, United Kingdom, W1W 8DH

© Uphold 2023. All Rights Reserved.

Uphold (FRN: 938277) is registered with the Financial Conduct Authority (FCA) for AML purposes and complies with the Money Laundering, Terrorist Financing and Transfer for Funds (Information on the Payer).

Uphold is also an EMD agent (FRN: 938277) of Optimus Cards UK Limited (FRN: 902034) which is authorised and regulated by the Financial Conduct Authority to issue e-money pursuant to the Electronic Money Regulations 2011.

The purchase, sale and custody of cryptoassets are regulated by the FCA for anti-money laundering purposes but this does not indicate any approval by the FCA of Uphold’s cryptoasset activities. Cryptoassets are very high risk and speculative.  When purchasing, selling and/or holding cryptoassets, you will not have access to the Financial Ombudsman Service (FOS) or the Financial Services Compensation Scheme (FSCS) if something goes wrong. You should be aware and prepared to potentially lose some or all of your money. You should carefully consider whether trading or holding cryptoassets is suitable for you in light of your financial circumstances.

Fiat money payments and balances (fiat is another name for traditional currencies, such as GBP, USD and EUR) constitute regulated e-money and payment services. In providing fiat balances, you are being issued with e-money by Optimus and Uphold is acting as its agent. See specific e-money terms. E-money is not a deposit or investment account which means that your e-money will not be protected by the FSCS. Your funds will be held in a designated safeguarding account with a regulated financial institution. E-money will not earn any interest.

Additional risk warnings are contained in Uphold’s Terms & Conditions