Uphold Service Fees
Last updated 21 Sept 2026
Uphold Fee
We charge fees for trading and certain deposits and withdrawals and for lower value trades. Our fees depend on many factors such as where you reside and the payment method you use.
Our fees take into account which assets you’re trading, the size of the trade, external trading costs, bank and payment processing costs, as well as network fees.
Note that not all assets are available in all jurisdictions.
Changes to This Fee Schedule
We may update this Fee Schedule from time to time. For California residents, any change to fees that has a material impact on digital financial asset business activity with you will not take effect until at least fourteen (14) days after we provide notice of the change, in accordance with California Financial Code § 3501(b)(8) and the User Agreement. Please also see your User Agreement and other applicable Uphold agreements.
Trading Fees
In the U.S., U.K. and Europe, our fees are typically:
| Category | Rate |
|---|---|
|
US dollars and supported USD stablecoins* |
0% (1:1) |
| Other Stablecoins | < 0.25% |
| Major Market FX** | 0.3% |
| BTC, ETH | 2.05% – 2.2% |
| Altcoins | 2.85% – 3.8% |
| Precious Metals*** | 2.35% – 3.40% |
* 0% spread on conversions between US dollars and supported USD-denominated stablecoins, and between supported USD-denominated stablecoins, at a rate of 1:1. This applies to the first $20,000 of such conversions per customer per rolling month, and only while the stablecoin's market price is within 0.2% of $1. Volume above that cap, and conversions made outside that band, are priced at our standard stablecoin spread. Uphold does not set, guarantee or maintain the price of any stablecoin.
** Foreign currencies are offered to customers of select jurisdictions, and are not physical fiat foreign currencies, but rather ledger entries representing the market price of the underlying foreign currency. Uphold does not hold any fiat foreign currency (or token representations of fiat foreign currency). Foreign currencies cannot be deposited or withdrawn but can be traded and exchanged on the Uphold platform.
*** Precious metals are offered to customers of select jurisdictions and held with a third-party partner, Gold Bullion International LLC. Precious metals cannot be deposited but can be traded, exchanged and redeemed for physical metal upon request through our third party partner, AuSecure, LLC.
How Spreads Are Calculated
When you trade, sell, or convert one Asset to another (or to/from fiat), our price includes a “spread”, which is the difference between the price quoted to you and the underlying market reference price at which we source liquidity.
The spread is calculated based on: (i) the asset being traded, (ii) the size of the trade, (iii) prevailing market conditions and volatility, (iv) the cost of liquidity from our external venues and liquidity providers, and (v) network costs associated with the transaction.
The all-in price you see on the “Preview Trade” screen is the price you will pay if you confirm the trade. There are no additional fees applied between Preview Trade and Confirm Trade.
Spreads may vary throughout the day and may be higher during periods of elevated volatility, low liquidity, or for less actively traded assets. We may change spreads at any time at our sole discretion.
Note:
- When trading between two asset types, the higher of the two fees will apply - for example, converting an altcoin to a stablecoin will be charged at the altcoin rate.
- Fees may vary by region based on local market conditions or regulatory requirements.
- Fees on altcoins vary depending on liquidity. Newly-supported or small cap tokens are typically less liquid and incur higher fees.
- Fees may vary during periods of high market volatility or reduced liquidity, as spreads can widen to reflect real-time market conditions. We hold each price open for 18 seconds. Our pricing also factors in the risk we are taking by holding inventory.
- When market spreads are unusually wide (over 4%), we display an in-app notification so you can choose whether to go ahead or not.
Our pricing model is all-inclusive: The price you see before you trade is the price you pay when you trade. Before each transaction is confirmed, the Platform displays the transaction amount, applicable fees, exchange rate (where relevant), the total amount you will pay, and the amount that will be received by the recipient or credited to your account. After the transaction is confirmed, you will receive a receipt or confirmation containing the same information.
We don’t add hidden fees between ‘Preview Trade’ and ‘Confirm Trade’.
Only confirm your trade if you’re happy with the rate you see at ‘Preview Trade’.
Like other trading venues, our charts and prices inside the application display mid-market prices. When you trade, you’ll receive the Bid or Ask price depending on whether you’re selling or buying. This is the price you are able to trade at.
There is always a difference between the mid-market price and the Bid and Ask prices. During periods of increased volatility, the difference between the mid-market price and the Bid and Ask prices will increase.
Staking Fees
For terms and conditions specific to staking, please see the Staking FAQs and the Staking Terms and Conditions available on our website.
Commissions
| Boosted Staking | 20% - 25% |
| Flexible Staking | 50% |
For more information, visit our dedicated pages: