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Service Fees

Uphold Fee icon

Uphold Fee

We charge fees for trading and certain deposits and withdrawals. Our fees depend on many factors such as where you reside and the payment method you use.

Our fees take into account which assets you’re trading, external trading costs, bank and payment processing costs, as well as network fees.

See Deposit & Withdrawal Fees
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Trading Fees

When you trade on Uphold, you’re exchanging one asset into another, such as US Dollars into Bitcoin.

Unlike an Exchange, we continually survey prices at up to 30 underlying trading venues including centralized exchanges, decentralized exchanges and OTC brokers.

This means that we’re able to identify and offer competitive prices.

In the U.S., U.K. and Europe, our fees are typically:

  • Most Stablecoins and major market FX: 0.25%
  • BTC, ETH: 1.4% - 1.6%
  • Altcoins: 1.9% - 2.95%
  • Precious Metals: 1.9% - 2.95%


  • Fees on altcoins vary depending on liquidity. Newly-supported or small cap tokens are typically less liquid and incur higher fees.
  • During periods of increased volatility, our fees will increase. We hold each price open for 18 seconds. Our pricing also factors in the risk we are taking by holding inventory.
  • When market spreads are unusually wide (over 4%), we display an in-app notification so you can choose whether to go ahead or not.
  • Spreads on EUROC are wider than other Stablecoins due to higher volatility and limited liquidity.

Our pricing model is all-inclusive: The price you see before you trade is the price you pay when you trade.

Unlike some competitors, we don’t add hidden fees between ‘Preview Trade’ and ‘Confirm Trade’.

Only confirm your trade if you’re happy with the rate you see at ‘Preview Trade’.

Like virtually all trading venues, our charts display mid-market prices. When you trade, you’ll receive the current Ask or Bid price depending on whether you’re selling or buying.

There is always a difference between the mid-market price and the Bid and Ask prices. During periods of increased volatility, the difference between the mid-market price and the Bid and Ask prices will increase.

Uphold Europe Limited, Reg No. 09281410, Registered Office: Eastcastle House, 27/28 Eastcastle Street, London, United Kingdom, W1W 8DH

© Uphold 2024. All Rights Reserved.

Uphold (FRN: 938277) is registered with the Financial Conduct Authority (FCA) for AML purposes and complies with the Money Laundering, Terrorist Financing and Transfer for Funds (Information on the Payer).

Uphold is also an EMD agent (FRN: 900577) of Optimus Cards UK Limited (FRN: 902034) which is authorised and regulated by the Financial Conduct Authority to issue e-money pursuant to the Electronic Money Regulations 2011.

The purchase, sale and custody of cryptoassets are regulated by the FCA for anti-money laundering purposes but this does not indicate any approval by the FCA of Uphold’s cryptoasset activities. Cryptoassets are very high risk and speculative.  When purchasing, selling and/or holding cryptoassets, you will not have access to the Financial Ombudsman Service (FOS) or the Financial Services Compensation Scheme (FSCS) if something goes wrong. You should be aware and prepared to potentially lose some or all of your money. You should carefully consider whether trading or holding cryptoassets is suitable for you in light of your financial circumstances.

Fiat money payments and balances (fiat is another name for traditional currencies, such as GBP, USD and EUR) constitute regulated e-money and payment services. In providing fiat balances, you are being issued with e-money by Optimus and Uphold is acting as its agent. See specific e-money terms. E-money is not a deposit or investment account which means that your e-money will not be protected by the FSCS. Your funds will be held in a designated safeguarding account with a regulated financial institution. E-money will not earn any interest.

Additional risk warnings are contained in Uphold’s Terms & Conditions