Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you shouldn't expect protection if something goes wrong. Take 2 minutes to learn more

Your money is 100% reserved

Why Uphold is differentHear from our CEO

Why Uphold is different

We’re the pioneers of radical transparency

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The Uphold platform is always 100%+ reserved

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We publish our assets and liabilities in real-time

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We never loan out your funds - unless you have explicitly chosen to stake or use DeFi lending. Your money is always available, when you need it

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Our highly experienced risk team includes ex-financial regulators and former state prosecutors

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Our operating entities are domiciled and licensed or registered in the US, UK, EU and the Bahamas

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We’re subject to regular US State audits

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Trust in transparency

The transparency you need - gain insights into fees, have your questions answered and feel secure with our lawful dedication. 

Insightful FAQ section

Navigate seamlessly with our detailed answers to frequently asked questions.

Your money is 100% reserved

With reserves exceeding 100%, your funds are ready for withdrawal anytime.

No surprises, no hidden costs

Transparent service fees.

Compliance and security

We are seriously dedicated to compliance and transparency.

We are here to help

Instant support, assistance and answers to your questions.

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Uphold Europe Limited, Reg No. 09281410, Registered Office: Eastcastle House, 27/28 Eastcastle Street, London, United Kingdom, W1W 8DH

Uphold (FRN: 938277) is registered with the Financial Conduct Authority (FCA) for AML purposes and complies with the Money Laundering, Terrorist Financing and Transfer for Funds (Information on the Payer).

Uphold is also an EMD agent (FRN: 938277) of Optimus Cards UK Limited (FRN: 902034) which is authorised and regulated by the Financial Conduct Authority to issue e-money pursuant to the Electronic Money Regulations 2011.

Cryptoasset services offered by Uphold Europe Limited are unregulated and not covered by the Financial Services Compensation Scheme as well as the FCA’s consumer protection regulations. Cryptoassets are very high risk and speculative. You should be aware and prepared to potentially lose some or all of your money. You should carefully consider whether trading or holding cryptoassets is suitable for you in light of your financial circumstances. Gains may be subject to Capital Gains Tax and there may be extra charges when paying via credit card from your provider. Geographic restrictions may apply.

Fiat money payments and balances (fiat is another name for traditional currencies, such as GBP, USD and EUR) constitute regulated e-money and payment services. In providing fiat balances, you are being issued with e-money by Optimus and Uphold is acting as its agent. See specific e-money terms. E-money is not a deposit or investment account which means that your e-money will not be protected by the FSCS. Your funds will be held in a designated safeguarding account with a regulated financial institution. E-money will not earn any interest.

Uphold is certified for SOC 2 Type 2, ISO 27001, and PCI DSS, ensuring rigorous control over our information security management systems, data handling, and payment processing practices. Furthermore, we comply with the General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), and the UK Data Protection Act, underscoring our dedication to protecting the personal data and privacy rights of our global customers.

© 2025 Uphold Europe Limited. All rights reserved.