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The Uphold Card

Get up to 4% cashback

paid in XRP with every transaction

No foreign
transaction fees!

0% foreign transaction fees, unlike most banks

Spend crypto directly from your Uphold wallet

Get 4% cashback if you spend crypto and 2% if national currencies

No annual fees



Earn more crypto!

Get 4% cashback if you spend crypto and 2% if national currencies in XRP whenever, wherever and whatever you buy. Sounds good, right?

Convenient and secure

Use your card to spend crypto

Track your spending with real-time analytics

Protect your account with a "Freeze your card" option

Regulated by the FCA

Pay safer and faster with Apple Pay and Google Pay

Add the Uphold card to your mobile wallet to keep all of your payments in one place.

Frequently Asked Questions

    Uphold Europe Limited (Uphold), Registered No. 09281410, Registered Office: Suite A, 6 Honduras Street, London England EC1Y 0TH.

    Uphold (FRN: 938277) is registered with the Financial Conduct Authority (FCA) for AML purposes and complies with the Money Laundering, Terrorist Financing and Transfer for Funds (Information on the Payer).

    Uphold is also an EMD agent (FRN: 938277) of Optimus Cards UK Limited (FRN: 902034) which is authorised and regulated by the Financial Conduct Authority to issue e-money pursuant to the Electronic Money Regulations 2011.

    The purchase, sale and custody of cryptoassets are regulated by the FCA for anti-money laundering purposes but this does not indicate any approval by the FCA of Uphold’s cryptoasset activities. Cryptoassets are very high risk and speculative.  When purchasing, selling and/or holding cryptoassets, you will not have access to the Financial Ombudsman Service (FOS) or the Financial Services Compensation Scheme (FSCS) if something goes wrong. You should be aware and prepared to potentially lose some or all of your money. You should carefully consider whether trading or holding cryptoassets is suitable for you in light of your financial circumstances.

    Fiat money payments and balances (fiat is another name for traditional currencies, such as GBP, USD and EUR) constitute regulated e-money and payment services. In providing fiat balances, you are being issued with e-money by Optimus and Uphold is acting as its agent. See specific e-money terms. E-money is not a deposit or investment account which means that your e-money will not be protected by the FSCS. Your funds will be held in a designated safeguarding account with a regulated financial institution. E-money will not earn any interest.

    Additional risk warnings are contained in Uphold’s Terms & Conditions