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Introducing the Uphold Card

0% foreign
transaction fees

and low exchange rates when traveling abroad

The world’s most
flexible crypto
enabled card

Spend crypto directly from your Uphold wallet

Spend any currency, anywhere in the world

0% foreign transaction fees and low FX rates

No set up or annual fees

0%

Foreign transaction fees

Pay zero foreign transaction fees when traveling abroad. No matter where you are, you can spend like a local and benefit from our competitive exchange rates.

Convenient and secure

Track your spending in real-time

Instant spending notifications

Withdraw crypto as cash from any ATM

Get started instantly with your virtual card

Pay safer and faster with Apple Pay and Google Pay

Add the Uphold card to your mobile wallet to keep all of your payments in one place.

Frequently Asked Questions

  • Am I eligible for the Uphold Card?

    Yes, all Uphold users in the UK are eligible for the card! Just create a free account with Uphold and activate your card within your mobile wallet. Individuals only — business accounts excluded.

  • How much does my Uphold Card cost?

    Your virtual card is completely free and can be activated from within your Uphold app. Physical cards can also be requested in your app for a one-time shipping fee of £9.95 and an expected delivery time of 7-10 business days.

  • How will I receive my rewards?

    Your GBP account in your app will be credited up to the 15th of the next month with your corresponding rewards.

  • Are there limits?

    You can spend up to £10,000 GBP with your card per day (even on a single transaction) and do a maximum of 50 transactions per day. For the rewards, there’s a maximum cap of £100 worth of rewards per month, depending on your location.

  • Can I use the Uphold Card abroad?

    Yes, we encourage it! The card has extremely low foreign exchange rates — much better than any card with your bank!

  • What currencies can I spend with my Uphold Card?

    You can spend any national currency in your Uphold wallet. If you have other assets you’d like to spend, simply convert them to a national currency first using the Transact tab.

  • What can I buy with an Uphold Card?

    Almost anything! Your card can be used anywhere MasterCard is accepted.

  • What are the usage fees for my Uphold Card?

    In the UK, there is a £2.50 GBP fee for national ATM withdrawals and £3.50 GBP for foreign ones.



Uphold Europe Limited, Reg No. 09281410, Registered Office: Eastcastle House, 27/28 Eastcastle Street, London, United Kingdom, W1W 8DH

Uphold (FRN: 938277) is registered with the Financial Conduct Authority (FCA) for AML purposes and complies with the Money Laundering, Terrorist Financing and Transfer for Funds (Information on the Payer).

Uphold is also an EMD agent (FRN: 938277) of Optimus Cards UK Limited (FRN: 902034) which is authorised and regulated by the Financial Conduct Authority to issue e-money pursuant to the Electronic Money Regulations 2011.

Cryptoasset services offered by Uphold Europe Limited are unregulated and not covered by the Financial Services Compensation Scheme as well as the FCA’s consumer protection regulations. Cryptoassets are very high risk and speculative. You should be aware and prepared to potentially lose some or all of your money. You should carefully consider whether trading or holding cryptoassets is suitable for you in light of your financial circumstances. Gains may be subject to Capital Gains Tax and there may be extra charges when paying via credit card from your provider. Geographic restrictions may apply.

Fiat money payments and balances (fiat is another name for traditional currencies, such as GBP, USD and EUR) constitute regulated e-money and payment services. In providing fiat balances, you are being issued with e-money by Optimus and Uphold is acting as its agent. See specific e-money terms. E-money is not a deposit or investment account which means that your e-money will not be protected by the FSCS. Your funds will be held in a designated safeguarding account with a regulated financial institution. E-money will not earn any interest.

Uphold is certified for SOC 2 Type 2, ISO 27001, and PCI DSS, ensuring rigorous control over our information security management systems, data handling, and payment processing practices. Furthermore, we comply with the General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), and the UK Data Protection Act, underscoring our dedication to protecting the personal data and privacy rights of our global customers.

© 2025 Uphold Europe Limited. All rights reserved.

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