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With a loan from SALT, you can keep your crypto and get cash.

SALT allows Uphold members to use their BTC, LTC, ETH, BCH and DASH as collateral to secure a cash loan.*

What SALT offers:

  • Loans starting from $5,000**
  • Competitive Interest Rates
  • Terms from 3 to 12 months
  • Starting LTV from 30%-70%
  • Payouts in stablecoin or USD
  • $0 origination or prepayment fees

How does it work?

To apply for a loan, decide on how much money you want to borrow, customize your loan request and deposit collateral for verification all from within the platform. No income or credit checks required. Once you deposit your collateral assets, they are held in cold storage and are comprehensively insured.

SALT’s real-time monitoring tool tracks the prices of assets 24/7 and notifies you immediately when there is a meaningful price drop, allowing you to effectively manage your loan.

You can pay back your loan using cash or stablecoin — once you’ve paid back your loan, you’ll have full access to your assets again.

Want to get cash without selling your crypto?

Inquire today for a crypto-backed loan through SALT.

Uphold is not a lender, loan broker, or loan arranger and is not offering anyone advice or assistance in obtaining a loan.



Uphold Europe Limited, Reg No. 09281410, Registered Office: Eastcastle House, 27/28 Eastcastle Street, London, United Kingdom, W1W 8DH

Uphold (FRN: 938277) is registered with the Financial Conduct Authority (FCA) for AML purposes and complies with the Money Laundering, Terrorist Financing and Transfer for Funds (Information on the Payer).

Uphold is also an EMD agent (FRN: 938277) of Optimus Cards UK Limited (FRN: 902034) which is authorised and regulated by the Financial Conduct Authority to issue e-money pursuant to the Electronic Money Regulations 2011.

The purchase, sale and custody of cryptoassets are regulated by the FCA for anti-money laundering purposes but this does not indicate any approval by the FCA of Uphold's cryptoasset activities. Cryptoassets are very high risk and speculative. When purchasing, selling and/or holding cryptoassets, you will not have access to the Financial Ombudsman Service (FOS) or the Financial Services Compensation Scheme (FSCS) if something goes wrong. You should be aware and prepared to potentially lose some or all of your money. You should carefully consider whether trading or holding cryptoassets is suitable for you in light of your financial circumstances.

Fiat money payments and balances (fiat is another name for traditional currencies, such as GBP, USD and EUR) constitute regulated e-money and payment services. In providing fiat balances, you are being issued with e-money by Optimus and Uphold is acting as its agent. See specific e-money terms. E-money is not a deposit or investment account which means that your e-money will not be protected by the FSCS. Your funds will be held in a designated safeguarding account with a regulated financial institution. E-money will not earn any interest.

Uphold is certified for SOC 2 Type 2, ISO 27001, and PCI DSS, ensuring rigorous control over our information security management systems, data handling, and payment processing practices. Furthermore, we comply with the General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), and the UK Data Protection Act, underscoring our dedication to protecting the personal data and privacy rights of our global customers.

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