Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you shouldn't expect protection if something goes wrong. Take 2 minutes to learn more

Topper 31 Thumbnail   16 9
Lesson 1
3 min

What is Topper?

A deep dive into Uphold’s fiat-to-crypto onramp service Topper.

Key Points:

  • Topper is an easy to use fiat onramp solution.
  • Topper is developed by Uphold, a pioneering Web3 financial platform.
  • From the very beginning, Uphold have been established as pioneers of radical transparency.

What is Topper?

Topper is an easy to use fiat onramp that boasts high approval rates, serving as a simple-to-implement Web3 payment tool that empowers crypto projects to seamlessly process a broader spectrum of customer payments. Furthermore, Topper supports a broad range of digital assets, significantly more than offered by competitors, meaning more choice for end consumers.

As an innovative payment widget, crafted with simplicity in mind, Topper streamlines transactions, delivers higher acceptance rates, and increases end-to-end conversion rates. As a result, this means fewer declines and the opportunity for Web3 projects to provide a trusted source for their community to buy crypto. Additionally, Topper users are able to visit the Topper site to buy and send crypto to any wallet. 

Developed by Uphold, a pioneering Web3 financial platform, Topper epitomizes reliability, regulatory compliance, ensuring a secure and dependable payment ecosystem for businesses and users alike. With its robust feature set and comprehensive support for digital assets, Topper emerges as the leading choice for crypto projects who are seeking efficient solutions in the dynamic landscape of Web3 payments technology.

Topper, Leveraging Uphold’s Infrastructure:

Uphold has an established presence in over 150 countries, facilitating seamless transactions across a vast array of traditional and cryptocurrency currencies, as well as commodities. Since its inception in 2015, Uphold has facilitated transactions totaling over US$4 billion, reflecting its significant impact in the global financial landscape.

From the very beginning, Uphold have been established as pioneers of radical transparency. The focus for Uphold has always been to consistently center efforts on prioritizing the highest level of openness, honesty and transparency in sharing information. No hidden agendas. No hidden details. Which is exactly why it is showcased, in real-time, so you can trust Uphold’s commitment to transparency.

  • All assets and liabilities are published live, every 30 seconds, on the website.
  • At all times, Uphold ensures the platform is always 100% reserved. Customer funds are never lent out, meaning at all times it’s readily available and accessible. 
  • The operational teams are equipped with the right experience to maintain the highest of standards. Uphold’s risk team even includes ex-financial regulators and a former state prosecutor. All of which support us maintaining high standards, especially considering our entities are domiciled and licensed in the U.S., U.K. and the E.U. And, from a regulatory standpoint, Uphold are subject to regular US State audits. 

As a multi-asset digital money platform, Uphold caters to a diverse global market, offering a wide range of financial services. Uphold's innovative 'Anything-to-Anything' trading experience empowers customers to trade directly between various asset classes, while embedded payments streamline the process, envisioning a future where financial services are accessible to everyone.

Uphold is dedicated to promoting a future where everyone has access to secure, transparent, fair, and affordable financial services through its proprietary technologies and e-money applications. By embracing cutting-edge solutions, Uphold strives to bridge the gap and provide individuals and businesses worldwide with the tools they need to navigate the evolving financial landscape with confidence and ease.

Advantages of Topper:

Topper stands out in the market with its unparalleled transaction approval rates, the culmination of years of dedication and experience. With over a decade of processing several million transactions, Topper boasts an impressive track record, ensuring that orders placed through its platform enjoy a remarkable approval rate exceeding 70%.

Despite its comprehensive features, Topper maintains a user-friendly interface and expedites the signup process, requiring only about a minute for completion. 

Operating in over 150+ countries, including the US, Topper prioritizes accessibility, striving to serve a global audience with its seamless and trustworthy crypto experience. Backed by Uphold, a renowned brand synonymous with radical transparency and reliability, Topper embodies trustworthiness and transparency, setting the standard for a seamless crypto journey.

Topper: B2B Enterprise solutions

Topper offers seamless integration options for a variety of platforms, making it a versatile solution for non-custodial wallets, onramp aggregators, Web3 projects, blockchain games, and more. 

Through strategic partnerships with industry leaders, Topper enhances its ecosystem and expands its reach. Among our notable partners are:

  • Onramper, an onramp aggregator, and Changelly, a prominent crypto exchange.
  • Trezor, a hardware wallet provider who aim to securely store, manage, and protect your cryptocurrency via their Trezor hardware wallets, app and back up solutions.
  • Our compatibility also extends to non-custodial wallet partners such as Xaman, Vespr, and Casper, providing users with diverse wallet options to suit their preferences. 
  • Furthermore, Topper's integration with blockchain gaming and metaverse platforms like Star Atlas highlights its commitment to innovation and inclusion within emerging digital ecosystems. 

With our array of integration options and esteemed partners, we have positioned ourselves as a leading solution for accessing and utilizing digital assets across various platforms and applications.

Topper: A roundup

  • Topper is an easy to use fiat on-ramp that boasts high approval rates, serving as a simple-to-implement Web3 payment tool that empowers crypto projects to seamlessly process a broader spectrum of customer payments.
  • Developed by Uphold, a pioneering Web3 financial platform, Topper epitomizes reliability, regulatory compliance, ensuring a secure and dependable payment ecosystem for businesses and users alike.
  • Topper boasts an impressive track record, ensuring that orders placed through its platform enjoy a remarkable approval rate exceeding 70%.
  • Operating in over 150 countries, including the US, Topper prioritizes accessibility, striving to serve a global audience with its seamless and trustworthy crypto experience.
  • Topper offers seamless integration options for a variety of platforms, making it a versatile solution for non-custodial wallets, onramp aggregators, Web3 projects, blockchain games, and more.
  • Users with self-custodial wallets can access Topper directly on the website to buy and send 200+ cryptocurrencies to their wallet quickly.
Visit TopperStart now

So, what's next?

Aspect Ratio 1 1 Big Desktop 6
Institutional
Learn how Uphold Institutional provides support to institutions seeking to thrive within the digital asset economy.
Aspect Ratio 1 1 Big Desktop 2
Sign up to receive the latest Uphold news
Join Uphold today


Uphold Europe Limited, Reg No. 09281410, Registered Office: Eastcastle House, 27/28 Eastcastle Street, London, United Kingdom, W1W 8DH

Uphold (FRN: 938277) is registered with the Financial Conduct Authority (FCA) for AML purposes and complies with the Money Laundering, Terrorist Financing and Transfer for Funds (Information on the Payer).

Uphold is also an EMD agent (FRN: 938277) of Optimus Cards UK Limited (FRN: 902034) which is authorised and regulated by the Financial Conduct Authority to issue e-money pursuant to the Electronic Money Regulations 2011.

Cryptoasset services offered by Uphold Europe Limited are unregulated and not covered by the Financial Services Compensation Scheme as well as the FCA’s consumer protection regulations. Cryptoassets are very high risk and speculative. You should be aware and prepared to potentially lose some or all of your money. You should carefully consider whether trading or holding cryptoassets is suitable for you in light of your financial circumstances. Gains may be subject to Capital Gains Tax and there may be extra charges when paying via credit card from your provider. Geographic restrictions may apply.

Fiat money payments and balances (fiat is another name for traditional currencies, such as GBP, USD and EUR) constitute regulated e-money and payment services. In providing fiat balances, you are being issued with e-money by Optimus and Uphold is acting as its agent. See specific e-money terms. E-money is not a deposit or investment account which means that your e-money will not be protected by the FSCS. Your funds will be held in a designated safeguarding account with a regulated financial institution. E-money will not earn any interest.

Uphold is certified for SOC 2 Type 2, ISO 27001, and PCI DSS, ensuring rigorous control over our information security management systems, data handling, and payment processing practices. Furthermore, we comply with the General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), and the UK Data Protection Act, underscoring our dedication to protecting the personal data and privacy rights of our global customers.

© 2024 Uphold Europe Limited. All rights reserved.