Service Fees

Uphold Fee

We charge fees for trading and certain deposits and withdrawals. Our fees depend on many factors such as where you reside and the payment method you use.

Our fees take into account which assets you’re trading, external trading costs, bank and payment processing costs, as well as network fees.

See Deposit & Withdrawal Fees

Trading Fees

When you trade on Uphold, you’re exchanging one asset into another, such as US Dollars into Bitcoin.

Unlike an Exchange, we continually survey prices at up to 30 underlying trading venues including centralized exchanges, decentralized exchanges and OTC brokers.

This means that we’re able to identify and offer competitive prices.

In the U.S., U.K. and Europe, our fees are typically:

Most Stablecoins and major market FX: 0.25%
BTC, ETH: 1.4% - 1.6%
Altcoins: 1.9% - 2.95%
Precious Metals: 1.9% - 2.95%

Note:

Fees on altcoins vary depending on liquidity. Newly-supported or small cap tokens are typically less liquid and incur higher fees.
During periods of increased volatility, our fees will increase. We hold each price open for 18 seconds. Our pricing also factors in the risk we are taking by holding inventory.
When market spreads are unusually wide (over 4%), we display an in-app notification so you can choose whether to go ahead or not.
Spreads on EUROC are wider than other Stablecoins due to higher volatility and limited liquidity.

Our pricing model is all-inclusive: The price you see before you trade is the price you pay when you trade.

Unlike some competitors, we don’t add hidden fees between ‘Preview Trade’ and ‘Confirm Trade’.

Only confirm your trade if you’re happy with the rate you see at ‘Preview Trade’.

Like virtually all trading venues, our charts display mid-market prices. When you trade, you’ll receive the current Ask or Bid price depending on whether you’re selling or buying.

There is always a difference between the mid-market price and the Bid and Ask prices. During periods of increased volatility, the difference between the mid-market price and the Bid and Ask prices will increase.